Finland has been thinking for decades about the effect of having an increasing number of elderly citizens. But it is only recently that business has caught up.

Your company may be experiencing the impact of a crisis no one is talking about–one that could be costing you productivity and, possibly, your most valuable team members.

In my role as CEO of Aegon, I am often confronted with heartbreaking stories about people who are inadequately prepared for retirement. Many of these stories are about people who were caught off guard by life’s unforeseen circumstances and expectations of social safety nets that no longer exist.

To unleash productivity, innovation, and growth in the 21st century, we must realign discussions about the future of work to recognise the importance of aging and longevity – unprecedented, accelerating trends that are reshaping economies, societies and individual lives around the globe.

CBS 8 talks about key findings from Merrill Lynch's new Early Adulthood Study, including that nearly 3/4 of millennials are receiving financial help from their parents and an increasing number are making early withdrawals from their retirement accounts to pay the bills. These trends have important financial implications for adult children and parents alike, today and in the future.