This report, based on findings from the Transamerica Center for Retirement Studies “18th Annual Transamerica Retirement Survey of Workers,” highlights specific areas of opportunity for women (and offers comparisons to men). The report also outlines some of the underlying reasons why women are at greater risk than men of not achieving a secure retirement, such as lower incomes, lower lifetime earnings, time out of the workforce to be a parent or caregiver, and longer life expectancies that drive a need for greater savings.